Global-Vision
Public Relations
PO Box 1260
La Jolla
CA 92038

C U R R I C U L U M   V I T A E   - J A C K   C H A N G

Mr. Chang is an inventor, a businessman and an entrepreneur with over 30 years of business, marketing, banking and technology experience across multiple industries. Many of his past endeavors still have profound impacts on consumers, businesses and the society, including:
  • The ATM - Mr. Chang is the inventor of the ATM (Automated Teller Machine). See:

    http://www.global-vision.com/Patent/Patent-ATM.pdf

  • Bank cards - Pioneer on encoding, embossing and use of the bank credit and debit cards

  • Electronic Funds Transfer systems - He was the earliest developer and provider of ATM and POS interchange and settlement networks that are the genesis of networks such as Plus, Cirrus, Star, etc.

  • Pioneer of PC-based intelligent in-bank teller and platform systems

  • Early developer and provider of Prepaid Debit Cards on an international scale
As a multi-disciplined individual, his corporate and marketing experience has encompassed the following.
  • He had created successful financial, high-tech and marketing companies, held CEO and corporate-level positions in large and small corporations responsible for corporate, marketing, business, banking and technology development.

    • Was President of a Citicorp company and Chief Marketing Officer of the corporate, responsible for worldwide marketing and sales of Citicorp banking products and services

  • Strategic business and marketing adviser to Global 500 corporations, including Bank of America, Citibank, Coca-Cola Enterprises, American Express, Sears, Visa, MasterCard, EDS, etc.

  • Joint ventures and alliances with investment, commercial and retail banking firms and payment system processors in U.S., Europe, Asia, Oceania, Africa and Middle East to develop/market payment system products.

  • Currently, as executive management of one of the largest heritage and hedge funds in the world.
Mr. Chang has a BS degree in Medical Electronics from Purdue University, a MBA in Marketing and Sales from Southern Methodist University and had done PhD studies and taught courses in Management Science at University of Texas.

Jack Chang - Resume in Chronological Order

Docutel Corporation (1969 - 1977)

In early 1970s he started worked for Docutel Corporation. Starting out as an electronic engineer, he became a project manager then Director of research and Development and then Major Account Sales.

He was involved and was responsible in the development of most of Docutel�s products during his tenure. Since 1974, he participated and directly involved with the sales of hundreds of ATMs, including hundreds of travelers check dispensers to American Express. He was also instrumental in the sale of over 1,000 ATMs in Europe.

Quadstar Corporation (1977 -1984) ; President

In 1977, he was offered a consulting assignment to design and develop an electronic payment transaction switching and processing system for American Express. He also developed plans and implemented systems mostly for banks and credit card processing service providers.

In 1980, U.S. began a banking deregulation. Mr. Chang saw an opportunity to be the first to develop and supply, by 1981, a multi-bank ATM/POS transaction authorization and settlement systems. Within three years, Quadstar grew to 150 employees and sold the electronic banking network system to more than 100 financial institutions worldwide. In 1984, he sold Quadstar to Citicorp, then Quadstar's largest customer.

Citicorp (1984 - 1987); President of an Operating Corporation within the Headquarters

From 1984 to 1987, Mr. Chang was the head of a Citicorp company with global marketing and sales responsibilities. His responsibilities included evaluating the services, assets and intellectual properties of various Citicorp operating entities for potential revenue opportunities then develop plans and implementations to effect the opportunities. The revenue generation plans include design and or implementing innovative service delivery infrastructures, such as encryption, satellite and wireless networks.

His marketing and sales endeavors required him to organize and manage a team of U.S. based marketing managers and sales representative as well as to coordinate sales activities with regional Citicorp representatives in five continents of North America, South America, Europe, Asia and Australia. During this period he traveled extensively to close major sales and interacted with high-placed prospective executives of Global 1000 companies.



Itac Corporation (1987 - 1990) ; President

In 1987, Mr. Chang foresaw the use of PC�s as the platform for bank teller and platform systems. He arranged with Citicorp to leave his then post and formed Itac Corporation. Within one year, Itac developed a easy to use Windows-based teller application system.

For connectivity for the developed Windows applications, Itac also developed and marketed one of the earliest LAN-gateway systems capable of easy connection of LANs to NCR and Unisys mainframes, as well as IBM host systems.

In 1989, using the applications generator and LAN-gateway, Itac created, marketed and installed one of the earliest PC-based bank teller and platform systems. In 1990, Olivetti Business Systems, then the second largest teller/platform system provider, acquired the product line from Itac.

ISS (International Shared Solutions), Inc. 1991 -1998; President

ISS was a technology and business consulting company. To enhance its consulting activities, ISS developed, in 1991, a BPR (Business Process Re-design) tool that can analyze business processes and make redesign recommendations.

Mr. Chang and his team of technical and business professionals performed business process re-design and management and technology consulting services to Fortune 500 companies. Assignments included:

  • Five year strategic operations and technology plan for the formation of NationsBank
  • A secure Internet-based credit card transaction system for Visa
  • Smart Card marketing and deployment strategy for VeriGem (Joint venture of Verifone and Gemplus)
  • Product market strategy for VeriFone, the POS maker
  • Electronic payment system marketing and deployment strategy for Unisys
  • Intelligent intranet system for Coca Cola Enterprises
  • Enterprise network strategies for Deluxe Checks and Ceridian Employer Services
  • Data security plans for Deluxe Checks and Ceridian Employer Services
  • Internet browser-based payroll data submission system for Ceridian
  • Wireless strategies for EDS
Global-Vision, Inc. (1999 - Present); President

In 1999, Mr. Chang decided to be involved heavily with the Internet and wireless technologies and re-incorporated his operation as Global-Vision. The software products developed under the Global-Vision banner include:
  • High volume Laser printer control systems that can increase the printing speed and reduce the need for font and image management for most print processes
  • Developed an overall knowledge management system that combined the need for paper printing, Electronic Bill Presentment, information archiving and viewing.
  • An advanced Internet/intranet authoring tool that can be used to create not only sophisticated Web sites but also intelligent business process workflow systems.
  • In early 2000, Global-Vision began working on wireless bank payment system with Nippon Columbia, which represents an alliance of Hitachi, Sanyo Electric, Fujitsu and Infineon/Siemens. The result of the completed collaboration resulted in Global-Vision's acquisition of marketing rights of a wireless banking semiconductor chip containing a smart card computer, a cryptographic engine and high-density storage.
MP Trust, Inc. (2007 - Present); Trustee

Operation of this Trust spans globally from U.S. to Europe and Asia. The Trust has pledged to fund its 192 worldwide foundations on humanitarian projects in all countries.

Mr. Chang is heavily involved in investment banking, commercial banking and retail banking activities for the Trust and is currently chartered to build a global banking and payment system infrastructure in support its foundations and projects.